Baking/ Recipes

Chocolate Chip Banana Oat Loaf

 chocolate chip banana oat loaf | dailywaffle

I bought a 4.5-lb. bag of Toll House chocolate chips at Costco. Joke all you want about whether or not anyone needs 12 rolls of paper towels or 6 packages of toilet paper at one time, but come the holidays, it’s the place to go.  Need a 10 lb. bag of sugar for about the same cost as 5 lbs. at the grocery store? Costco.  You’re doing spiced nut mix for an office party? Costco.  You need to restock your bar? Costco.

So when I bought that bag of chocolate chips, it was without a lick of regret.  I even felt like I was being somewhat restrained, since there was a 10 lb. bag of another brand.  The thing is, I made this chocolate chip banana oat loaf with the regular chips but it didn’t produce the “chocolate in every bite” effect I was looking for.  For that, you need the minis. Good thing I have no problem with keeping a well-stocked chocolate chip pantry.

chocolate chip banana oat loaf| dailywaffle

I always roll my eyes a little bit when cake recipes claim to be healthy. I won’t go that far, but this loaf cake has more to offer nutritionally than your average slice of banana bread. We’re chocolating it up here, so I’ve used whole-wheat pastry flour, oat bran and rolled oats to up the whole grain and fiber quotient.  So texturally, yeah, it’s a little firmer.  If you use all rolled oats instead part oat bran, part rolled oats it’s a little more tender, it’s up to you to decide what fits your taste.   Either way, you could easily undercut the coffee shop around the block that’s charging $3 for a slice of loaf cake and make a killing. I’m not saying you should, but you know, you could. If you wanted to.

Chocolate Chip Banana Oat Loaf

Print Recipe
Serves: 1 loaf Cooking Time: 1 hour 5 minutes


  • 1 c. whole wheat pastry flour
  • 1/2 c. unpacked light brown sugar
  • 1/2 t. table salt
  • 1/2 t. baking soda
  • 1/4 t. baking powder
  • 1/2 c. oat bran
  • 1/2 c. rolled oats
  • 3 t. canola oil
  • 1 egg, lightly beaten
  • 2 egg whites, lightly beaten
  • 3 very ripe bananas, mashed (about 1 3/4 c.)
  • 1/2 c. mini chocolate chips
  • Non-stick vegetable spray



Preheat oven to 350F. Spray an 8 inch loaf pan with vegetable spray and set aside.


In a medium bowl, whisk together the flour, brown sugar, salt, baking soda, baking powder, oat bran and rolled oats.


In a small bowl, combine oil, egg and egg whites, and banana. Add the wet ingredients to the dry and stir just until combined. Set aside 1-2 T. of chocolate chips for the topping and fold the rest into the batter. Let the batter sit for 3-5 minutes to allow the oats to soften a bit.


Pour the batter into loaf pan and top the center of the loaf with the remaining chocolate chips. Bake for 45-55 minutes, or until a skewer comes out clean.



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  • Jessee
    February 2, 2014 at 8:29 pm

    Made this today and it was perfect! It’s gonna be my go to recipe for this! Thank you!

    • Michelle
      February 3, 2014 at 8:42 am

      Yay! Glad you liked it!

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